Cincinnati financial adviser chosen as 2021 National Social Security Advisor of the Year
Michael L. HermesCFA, CFP of HORAN has been selected to educate individuals on maximizing Social Security income
CINCINNATI, April 27, 2022 /PRNewswire-PRWeb/ — The National Social Security Association of Cincinnati has selected Michael L. HermesCFA, CFP Vice President, Wealth Management Advisor at HORAN Wealth Management de Cincinnatian SEC-registered investment adviser, as the National Social Security Advisor (NSSA) of the Year.
The award was announced by Marc Kinner, member of the Board of Directors of the National Association of Social Security. Kiner is a partner at Premier Social Security Consulting in Cincinnatiwho teaches NSSA Social Security training courses to counselors nationwide.
“Michael has a broad and deep knowledge of Social Security, and he is passionate about holistic financial planning, with Social Security counseling being a key part of that picture,” Kiner said. More than 1600 people from Cincinnati, Columbus, Dayton, ft. Mitchell, Kentuckyand across the country have received social security education from HORAN and Michael over the past two years, according to HORAN.
“This Social Security training has been brought to employers and clients by HORAN and Michael in an innovative and dynamic online format. We are delighted to present this award to an advisor who works tirelessly to educate workers and future retirees .on how they can find financial well-being and maximize their Social Security income.”
The NSSA program is the nation’s premier Social Security education certificate program. The NSSA Counselor Certificate is awarded to counselors who complete the NSSA course and pass an assessment after completing the program.
Hermes has been helping families and individuals achieve their financial goals for over 10 years. His holistic approach to financial planning encompasses investment, insurance, estate, tax and education planning. His main areas of expertise are social security and investment management. “When it comes to holistic financial planning, I strive to provide each client with peace of mind about their unique and specific situation,” Hermes explained.
Since 1948, HORAN has been a trusted advisor providing employee benefits, retirement planning, wealth management and life insurance advice for estate and business planning. HORAN provides benefits solutions to more than 600 employers and its health and life insurance operations cover more than 300,000 people. HORAN has a strong regional presence with a national footprint. With offices at Cincinnati, Columbus and Dayton, Ohio; and ft. Mitchell, Kentucky HORAN serves both businesses and individuals in 48 states.
Hermes said the NSSA Advisor of the Year award reinforces HORAN’s commitment to equipping customers to create a better quality of life for their families and workers. “It is an honor to be recognized as the National Social Security Advisor of the Year. The NSSA program has given me foundational knowledge that not only separates my practice from the field, but it has helped build relationships deeper and more impactful with my clients,” added Hermès.
Hermes is deeply involved in its local community as an advocate for the Dragonfly Foundation; Council of Ambassadors of Maison Talbert member; and a graduate of the United Way’s Leadership Development and Board Orientation (BOLD) program. Beyond Social Security workshops, he also regularly educates customers, partners and community members on other financial wellness topics, including retirement preparation and investment management.
More than 2,500 advisers have obtained the National Social Security adviser certificate since 2013, according to partner Premier Jim Blaira 35-year veteran of the Social Security Administration.
“Since Social Security is increasingly complex when dealing with single people, surviving spouses, divorced people, married couples, and married couples with large age differences – among many other scenarios – The NSSA program gives advisors timely training so they can help clients optimize claim decisions,” Blair explained.
“Advisors are getting more questions than ever, on everything from cost of living adjustments to pension issues, spousal benefits, and they need to be able to help clients calculate and successfully manage all of these situational factors. The best decision on when and how to claim comes down to those unique situations each person has, which we call Situational Social Security. With the estimated 73 million baby boomers in the country, this is more important than ever,” Blair added.
For more information on HORAN, visit horanassoc.com. Contact Hermes at [email protected] or (513) 745-2165.
For more information on the National Social Security Advisors Certificate Program and to see a complete list of program dates, visit premiernssa.com or contact Kiner at (513) 247-0526.
Marc KinnerPremier Social Security Council, (513) 247-0526, [email protected]
SOURCE National Social Security Association