Melissa Mullan, Investment Advisor Representative and Certified Retirement Income® Professional at Harford Financial Group, has received the Certified Financial Planner ™ certification.

The Certified Financial Planner â„¢ certification is the gold standard in financial planning. It is awarded to professionals who meet rigorous standards of education, training and ethics. Beneficiaries are committed to serving the best interests of their clients to prepare them for a more secure future.

Mullan, originally from Harford County, began his career with Harford Financial Group over 20 years ago. She specializes in creating, managing and protecting client assets and recommending strategies aligned with her clients’ goals. In addition, Mullan develops retirement plans for his clients and focuses on planning retirement income, including the coordination of social security benefits, retirement benefits and investment income.

She started with the business after graduating from high school and was the first recipient of a scholarship offered by Harford Financial Group and the Harford County Chamber of Commerce. Mullan received a bachelor’s degree in finance and accounting, summa cum laude, from Notre Dame University in Maryland. She has held a number of positions at Harford Financial Group including in administration, compliance, insurance and as a registered senior manager.

“What a great honor for Melissa Mullan to receive the Certified Financial Planner â„¢ certification. My colleagues and I are so proud of everything Melissa has accomplished, and this certification tops the list. It has been an integral part of Harford Financial Group for many years, ”said Adam Freeland, CFP (R), Chairman of Harford Financial Group. “Receiving the Certified Financial Planner â„¢ certification is a strong testament to Melissa’s in-depth knowledge in the field and the role she plays in helping our clients live their best lives. ”

Harford Financial Group advisers specializes in retirement income planning in Harford, Cecil and Baltimore counties. Cambridge Investment Research Inc. is the brokerage of the Company. A relationship-driven company with fully registered, licensed and professionally trained staff, Harford Financial Group is focused on building long-term, trusting relationships that span a lifetime. Services include assisting clients with current and future savings, investment allocation, retirement income, retirement income planning, social security and estate planning. For more information, visit HarfordFinancialGroup.com.

To note: Securities offered through registered representatives of Cambridge Investment Research, Inc., a broker / dealer, FINRA / SIPC member. Advisory services provided by Cambridge Investment Research Advisors, Inc., a registered investment adviser. Harford Financial Group and Cambridge are not affiliated.